Friday, July 15, 2011

Problems Retirement Planning Calculators Do Not Calculate

Retirement calculators are tools that make financial calculations, to make the user how much money you will need to save for retirement are capable of.It is rather a complicated task to be a great help, there are many problems that in fact the device and the calculator due to some miscalculations can cause serious consequences.In fact, the financial calculations that are a number of problems in many retirement calculators.

Social security

However, Social Security income in the future vary significantly, however, as well as the inflation is ignored by the beliefs of calculators.

Rate of return

Unfortunately, at a market rate of return can vary widely.

Life expectancy

No accurate life expectancy calculator to estimate each person will be able to.predict their life expectancy on demographics, family history, and health.

Surviving spouse

Most free calculators do not calculate retirement income for a surviving spouse.Free calculators for the surviving spouse of a non-existent as the neglect of a landscape.

Housing Info

Retirement calculators that you can possibly do with your home is a lot of assumptions. There are many real scenarios, such as one can in fact continue to live in, sell and downsize, or are removed. However, the calculators ignore these possibilities.


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